Fintech

Secure fintech development

Payment systems, banking apps, and financial platforms built with security-first engineering practices by senior offshore developers. Compliance-aware from day one.

Why fintech is different

Security is non-negotiable

Financial applications handle sensitive data - account numbers, SSNs, transaction histories. A single breach destroys customer trust and triggers regulatory penalties. Security can't be bolted on after launch.

Compliance complexity

PCI-DSS for payments, SOC 2 for data handling, KYC/AML for onboarding, and state-specific money transmitter licenses. Every feature decision has compliance implications that your engineers need to understand.

Real-time processing demands

Transactions must process in milliseconds. Balance checks, fraud detection, and authorization decisions happen in real time. Latency isn't just a UX problem - it's a business-critical requirement.

Integration complexity

Banking APIs, payment processors, credit bureaus, and identity verification services all have different protocols, rate limits, and failure modes. Building reliable integrations requires experience with financial system quirks.

How we build fintech products

Security-first architecture

Encrypted data at rest and in transit, parameterized queries, input validation on every endpoint, rate limiting, and WAF rules. IAM policies follow least-privilege principles. Secrets managed through AWS Secrets Manager or HashiCorp Vault - never hardcoded.

PCI-DSS compliant payment systems

Tokenized card storage, secure payment processing with Stripe or Adyen, webhook verification, and idempotent transaction handling. We architect payment flows that keep sensitive card data out of your systems entirely.

KYC/AML workflow automation

Identity verification integrations with Plaid, Jumio, or Onfido. Automated document verification, sanctions screening, and risk scoring. Compliance workflows that onboard legitimate customers fast while catching fraud.

Real-time transaction monitoring

Event-driven architectures that process transactions in real time. Fraud detection rules, velocity checks, and anomaly detection. Alert systems that flag suspicious activity before it becomes a loss.

Our fintech stack

Security-hardened tools for building financial applications.

Node.js / Python

Backend services

PostgreSQL

ACID transactions

Redis

Real-time caching

Stripe / Adyen

Payment processing

AWS KMS

Encryption keys

Plaid

Banking APIs

TimescaleDB

Time-series data

Docker / K8s

Isolated deployment

Frequently asked questions

Do your engineers have fintech experience?
Yes. Our fintech team has built payment processing systems, lending platforms, neobank backends, and trading applications. They understand PCI-DSS requirements, transaction idempotency, and the specific failure modes of financial APIs.
How do you handle PCI-DSS compliance?
We architect systems to minimize PCI scope - tokenized card storage through Stripe or Adyen, no raw card data in your systems, encrypted data transmission, and proper access controls. We help you achieve PCI-DSS SAQ-A or SAQ-A-EP compliance.
Can you build real-time transaction processing?
Yes. Event-driven architectures with Kafka or SQS, sub-100ms processing pipelines, and real-time fraud detection. We've built systems processing thousands of transactions per second with proper idempotency and exactly-once semantics.
How do you handle audit logging?
Immutable audit logs for every data access and modification. Structured logging with correlation IDs, tamper-evident log storage, and retention policies that meet regulatory requirements. Every action is traceable to a user and timestamp.

Ready to build secure fintech software?

Tell us about your fintech project and we'll put together a security-focused team proposal within 48 hours.